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Now, when you work a job, do your wages come as a gift or as compensation for your work? It is most certainly not a gift—you are only paid what you have earned. So for the person who does not work, but instead trusts in the One who makes the ungodly right, his faith is counted for him as righteousness.

Remember the psalm where David speaks about the benefits that come to the person whom God credits with righteousness apart from works? He said,

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Now to the one who works, wages are not credited as a gift(A) but as an obligation. However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.(B) David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works:

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