Proverbs 27:11-13

Common English Bible

¹¹ Be wise, my child, and make my heart glad,
    so I can answer those who insult me.
¹² Prudent people see evil and hide;
    the simpleminded go right to it and get punished.
¹³ Take the garment of the person who secures a loan for a stranger;
    take his pledge for a foreigner.