²⁵ You may lend money to any of my people who need help. But do not ask them to pay back more money than you have lent to them. That is what traders in money do. ²⁶ You may take someone's coat as a guarantee that he will pay you back. But you must always return his coat to him before sunset. ²⁷ He needs his coat to keep him warm at night. It is the only warm thing that he has to sleep in. If you keep his coat, I will hear him when he calls out to me for help. And I will help him, because I am very kind to people.