^12 (13) If it was torn to pieces by an animal, the neighbor must bring it as evidence, and then he doesn’t need to make good the loss.

^13 (14) “If someone borrows something from his neighbor, and it gets injured or dies with the owner not present, he must make restitution. ^14 (15) If the owner was present, he need not make good the loss. If the owner hired it out, the loss is covered by the hiring fee.