¹⁰ When you make a loan to your neighbors, don’t go into their homes to get ·something in place of it [a pledge]. ¹¹ Stay outside and let them go in and get what they ·promised [pledged to] you. ¹² If a poor person gives you a ·coat to show he will pay the loan back [^Lpledge], don’t keep it overnight. ¹³ Give the ·coat [^Lpledge] back at sunset, because your neighbor needs that coat to sleep in, and he will ·be grateful to [bless] you. And the Lord your God will see that you have done a ·good [righteous] thing.