²⁵ If you lend money to any of My people who is poor among you, do not be a creditor to him, and do not charge him interest. ²⁶ If you take your neighbor’s garment as a pledge, you shall return it to him before the sun goes down, ²⁷ for that is his only covering; it is his garment for his body. In what else will he sleep? And when he cries out to Me, I will hear, for I am gracious.